First-Time Home Buyer Incentive
The First-Time Home Buyer Incentive (FTHBI) allows first-time homebuyers who have the minimum 5% down payment, to apply to for a shared equity loan from the government. The interest free loan is 5% of the value of a resale home, and 5% or 10% for homes purchased...
How expensive will your next mortgage be?
Mortgage rates are important and most clients want to talk about rates. What many clients don’t realize is that while comparing mortgage rates is important, pre-payment options and those nasty penalty calculations are essential to avoiding buyer’s remorse.
Purchase Plus Improvement Program
Maybe this is the perfect home but it just needs a little work to make it special! Ask the team at Jam Mortgages about the Purchase Plus Improvements program. This special program will help you get those needed renovations done right away and build those...
Why Do You Need a Pre-qualification Letter?
Every buyer who needs a mortgage, needs to have a pre-qualification letter in place. A pre-qualification letter simply means that the Mortgage Broker has confirmed your financial situation including verifying income, credit, and your down payment. I.e. you’ve showed...
How Buying a Home Works
So you want to buy a home? Congratulations! It’s an exciting time and we’re here to help guide you along the way. This is how it all works: You need 3 things: 1) A realtor (if you don’t have one, we can refer someone to you that we know and trust) 2) A...
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